Project+Guide

Money Is Not Free Your paper must be typed in Times New Roman font, 12 pt type, and double-spaced with 1 inch margins all around, and must be 8-16 pages including charts and diagrams. The following are instructions on the content and organization of your research paper:

- Title (your own title associated with your research) - Date Due (April 13, 2010) - Submitted by (all group members names must appear after your name)
 * __Cover Page__**

o Give a brief synopsis of common problems/issues/concerns/difficulties that people have with your personal finance topic. o Ask an essential question that you will answer in your conclusion. This question will be the focus of your paper. You will also pose scenarios/predicaments that people face and may require assistance in fixing.
 * __Table of Contents__**
 * - Overview**

- **How and Why** (Credit & Debt/Income & Careers etc.) o Examine how and why people get into "trouble" with their personal finance and the choices to be made regarding your topic. o Explain the consequences of choices that are made and the impact it will have on your personal finances. o Use government data from one or all of the following: [|www.mymoney.gov] ,www.ustreas.gov, [|www.irs.gov] I will breifly review how to use these sites. Create additional graphs/charts depicting the national problem. Explain the charts and what they mean. o Using the commercial websites like [|www.money.cnn.com], [|www.moneycentral.msn.com], [|www.bankrate.com], [|www.salary.com] and personal finance magazines like [|www.kiplinger.com], [|www.smartmoney.com], research personal finance o Use their calculators and tools to create scenarios that could assist someone who is facing personal finance dilema. o Examine what the government, businesses, and local communities have done to educate and combat poverty/financial distress/mortgage crisis, etc. o Create a survey that coincides with your research (credit & debt) and graph data that reflect your findings.

o Examine different scenarios (include 2-3 alternative approaches). o Examine the role of financial instruments to reduce to decrease negative affect on one's personal finance(credit, savings, insurance, etc.) o Examine what it means to be financially fit with regards to your topic.
 * - Effective Resolutions**

o Referring back to the importance of your research and the data you have collected, answer the essential question posed in your overview.
 * - Conclusion**

o List a minimum of 5 sources and have at least one of the following: book, Internet, online journal, interview. All sources must be listed in Modern Language Association format. o See MLA format guide.
 * - Works Cited**

ANY STUDENT DETERMINED TO HAVE VIOLATED EOSD AUP DURING SCHOOL HOURS OR WHILE USING SCHOOL EQUIPMENT WILL BE SUBJECT TO PUNISHMENT(S) SET FORTH BY EOSD, HOUSTON ACADEMY AND/OR TECHNOLOGY LAB POLICIES AND RULES. ***